Finally, we went to open an investment account this Friday, this is one of our new year resolution for 2013, we want to plan for some investment for the coming year because we learn that our salary increment can never catch up with inflation rate, therefore we need to have some smart financial planning for our future life. Hopefully, this will not be too late. Actually, we are quite conservative on investment, because we believe where there is possibility of money gain, there will be risk as well, therefore we waited so long and only decided to put our money on risk Anyways, we need to study more and be careful when invest our money. People mind would change when their friends are interested on investment as well, yes, there is a friend who really know how to invest her money smartly, which change my thought about stock market and property market. She told me that she wished to retire at 35, I first thought this is only a dream, a day dream of her, but seeing her financial stableli...